Fact, According to a recent survey, 65% of teenagers now use a smartphone to pay for things., In fact, several countries have already removed low-value coins from circulation., Looking at the data, cashless payments in Sweden rose by 20% last year., It is known that some elderly people struggle to use contactless payment., Research shows that contactless card users spend 30% more than cash users., Speculation, It's extremely likely that shops will stop accepting coins within the next decade., Most people agree that carrying cash is old-fashioned., It's clear to me that young people don't think about how much they're spending when they use a card., It can be argued that a cashless society would make life harder for homeless people., It's almost certain that cash will disappear completely within our lifetime.

Fact vs Speculation

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