1) You checked in for a flight and went to have something to eat. When you went to the departure lounge, there was a queue to transfer to the terminal and extra security. When you walked up to the boarding gate, the airline said it was closed and they would charge you for a new ticket.  2) You hired a car. You got a flat tyre and there wasn't a spare one so you called roadside assistance. Just before you took the car back, you filled the tank with the wrong kind of petrol. Now the car company wants to charge you for both problems and you don't have any insurance.  3) You reserved a seat on a train to attend an important meeting. The first train arrived five minutes late so you missed the connection. The next train was full and you had to stand for two hours. You arrived at the meeting tired, late and angry and it went badly. Now you want compensation from the train operator.  4) You and a friend hired a car to go to a wedding. Your friend had been to the place before so said you didn't need a GPS. You left the motorway to avoid a traffic jam and then got completely lost. When you got back on the motorway, you tried to make up for lost time, but were caught speeding and now you have to pay a fine. You think your friend should pay it.

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