Borrowing - Money which is owed back in the future. Usually with interest. Debt., Financial Risk - Making a financial choice with unknown consequences, Fraud - An illegal act that occurs when people try to trick you out of your personal information and your money., Bank Loan - Finance provided from the bank which needs to be paid back with interest, Interest Rate - The % charge for borrowing or % return for saving money, Bank of England - The central bank which determine interest rates, Low interest rates - Borrowing is low cost and saving has low reward, High Interest Rates - Borrowing is expensive and saving has high reward, Gambling - The activity of risking money on the result of something, such as a game, Inflation - Increase in general price level, Stock market - Where company shares are bought and sold, Budget - A plan for spending or income to help with planning, Passive Income - Income generated that is not linked directly to your time / input, Mortgage - A loan to purchase a property, Credit Score - A number created from a scoring model that uses information from your credit history., Credit Card - Purchasing an item and not paying for it immediately. Payment is made at a later date. Interest can be charged, Debit Card - Payment using a card where the money is immediately deducted from your bank account , Income Tax - Tax paid on money earned, Identity Theft - Another person taking key information and pretending to be you, Overdraft - The bank allowing you to spend more money than you have available in your bank account, Phishing Scam - Communication pretending to be a person or company, Return on Capital - The % financial return on an investment,

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