1) Having a budget is a good idea if you're spending _____ on non-essential items. a) enough b) too c) too much d) too many 2) It's not ____ to only have a budget, you must follow it. a) enough b) too c) too much d) too many 3) Savings are often overlooked and can be _____ low. a) enough b) too c) too much d) too many 4) Try avoiding spending _____ money on Subscriptions. a) enough b) too c) too much d) too many 5) Discretionary spending, like dining out and entertainment, can often become ____ high. a) enough b) too c) too much d) too many 6) If managing your finances feels _____ overwhelming, the flexible 50-30-20 rule can provide a good starting point. a) enough b) too c) too much d) too many 7) Most people spend _____ money in takeout. a) enough b) too c) too much d) too many 8) Savings should be given ____ consideration. a) enough b) too c) too much d) too many 9) _______ people don't have a budgeting method.  a) enough b) too c) too much d) too many 10) An effective budgeting method should be flexible _______ to be tailored to your specific financial situation and goals. a) enough b) too c) too much d) too many

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