Many Americans have credit card ____. It is easy to get into credit card debt, however there are ways to use credit cards ____. One way to avoid debt is to pay in cash when you shop. Use credit cards only for ____. A second way to avoid debt is to pay your credit card bill ____. You will have to pay ____ if you make late payments. Another way to ____ credit card debt is to only use 1-2 credit cards. Credit card debt is a big problem. People ____ the ages of 35-55 have the most credit card debt because they usually have families and more ____.

Summary Credit Card Debt

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