1) At what level of income do you think having more money wouldn't make a person happier? 2) Is it ok to pay tax? Is it ok to find ways to pay as little tax as possible ?  3) If you had to cut out because of financial problems, what could you do without easily? 4) If you had to cut out because of financial problems, what would be difficult to give up? 5) If you had more free time, how could you enjoy it without spending money?

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