Cost of living - Prices of everyday items, Standard of living - Income, comfort, material goods, and necessity expectations , House poor - bought homes beyond their means., Renting - to pay or receive a fixed amount of money for the use of a house, Fixed-Rate Morgage - a home loan option with a specific interest rate for the entire term of the loan., Mortgage Principal - the amount you borrowed and have to pay back,, Amenities - provides comfort, convenience, or enjoyment., Leasing Contract - contract outlining the terms under which one party agrees to rent an asset, Legal contract - an agreement between two parties that creates an obligation to perform (or not perform) a particular duty., Acknowledgment Clause - clause contains an acknowledgment from an individual who is a party to the agreement that he or she has read and understood the agreement, Private Mortgage Insurance (PMI) - mortgage insurance you might be required to pay for if you have a, Mortgage - a type of insurance that protects against default on home loans., Down Payment - cash that the buyer pays upfront in a real estate transaction and other large purchases., Equity - Liquid money,

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