True: Participating(PAR) policy participate in company profit, Ordinary life consist of term plan, whole life plan and endowment plan, Term insurance provides temporary life insurance protection , Benefits of term insurance are affordable & inexpensive, Zurich Essential Cover is term plan, Endowment plan is a combination of protection and savings , Zurich Multi Shield-30 is an endowment plan, Zurich Prestige Cover is an endowment plan, Whole life plan is life-long protection , Zurich Multi Shield-100 is whole life plan , Deductible is a policy issued with a deductible requires the policyholder to pay a pre-agreed amount, Critical Illness insurance provide critical illness coverage for life assured, Teras Perdana is an endowment plan, Zurich Everlating Cover is whole life plan, Zurich Favour8 is an endowment plan, Zurich SureHealth is medical plan, False: Non Par Participating(Non-PAR) policy participate in company profit, Term plan provide high cash value to policy holder, Term plan’s premium is high as compare with whole life plan, Zurich Essential Cover is whole life plan, Zurich Favour8 is whole life plan, Term plan is life-long protection and premiums are paid throughout your life , Zurich Everlating Cover is an endowment plan, Medical & Health Insurance consist of term, whole life and endowment, Zurich Omni Health provide CI Coverage , Co-payment is a policy issued with a deductible requires the policyholder to pay a pre-agreed amount , Zurich Multi Shield-100 is medical plan, Critical Illness insurance will reimburse the medical bill, Teras Perdana is whole life plan, Endowment plan is cheaper as compare with term plan,

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