Allocation - Dividing contribution to all eligible participants., Clinton - One half of our ESOP Trustees., Thousand - Number of hours that must be worked each year to be eligible to receive company stock., Contribution - The amount of cash or stock Oftedal elects to put up in the plan each year., Distribution - Receiving a portion of the value of your ESOP account., Ten - Number of years in the Oftedal ESOP to diversify., Six - Number of years ESOP diversification window is open., Valuation - Annual process that determines Oftedal stock value., Trustees - Those with sole responsibility for declaring Oftedal stock value., Principal - Oftedal's ESOP administrator., Zero - How much employees pay for company stock each year., Gross earnings - One of three criteria that determines an eligible ESOP participant's yearly allocation., Vesting  - For purposes of _______, active ESOP employees are credited with a year of service when they wok at least 1,000 hours each plan year., Statement - This annual document shows the number of share and vesting percentage of an ESOP participant. , Diversify - When you have been in the ESOP plan for at least ten years and are at least age 55, you may have the right to do this., ESOP - Short for Employee Stock Ownership Plan, Participation - ESOP significance of January 1 and July 1., September - Actively employed on 30th of this month aids with allocation eligibility., One - Required years of service before participating in Oftedal ESOP.  , Five - Number of years before full ESOP distribution occurs.,

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