Budgeted - The money you plan to spend on your needs and wants. , Actual - The money you spend on your needs and wants. , Spending Plan - A document of how much money you will spend over a certain period of time. , Essentials - Things you need. , Non Essentials - Things you want. , Financial Goals - Spending choices. , Financial Stress - Stress caused by not having enough money. , Savings - Extra money you have after paying for your needs and wants. , Debt - Borrowed money you need to pay back. , Allocate - The money you budget for your needs and wants. , Emergency Funds - Money you save for unexpected expenses. , Categories - Groups of similar things. , Financial Tracking - Monitoring your spending. , Payee - An individual or business who you pay a bill to. ,

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