bank charges - sums of money paid by a customer for a bank's service, bookkeeping - the job of keeping a record of the money that has been spent or received by a business, cash - money with is immediately available, credit limit - the maximum amout of money a bank will allow you to borrow, credit worthiness - calculation of someone's ability to pay back money , debtor - someone who owes money, factoring - system of buying debts for less that they are worth and then obtaining payment for them from the debtors, outgoings - amounts of money that reguraly have to be spent, overdraft - amount of money that bank customer witha an account is temporarily allowed to owe the bank, overtrading - operating a business while not having enough money to pay creditors and employees, shortfall - amount with is less that the level that was expected or needed, constraints - things whitch limit freedom of action, unauthirised - without official permission, punitive charges - charges aimed to punish someone, undue - to a level with is more than is necessary or reasonable, upfornt - in advance, overdue - late, sound - in a good and stable condition, root cause - the essential/basic implication of something,

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