Income - The money you've earned, received for labor, Expenses - The money spent on goods and services., Balance - Amount of money left over after subtracting expenses from income., Credit - Permission to pay later for goods or services obtained today, Interest - Fee charges for borrowing money. Accumulates over time., Credit Union - Like a bank, but formed by a group with a common bond, Finance Company - specializes in making loans to individual; can't deposit money, high interest rates, Credit Score - estimate of a buyer's ability to repay a loan,

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