red tape - excessive rules that make it hard to do business, a start-up - a company in the first stages of operations. Startups are founded by one or more entrepreneurs who want to develop a product or service, a gig worker - a person who works temporary jobs typically in the service sector as an independent contractor or freelancer, a conglomerate - a large corporation formed by the joining of separate and diverse firms, embezzlement - theft or misappropriation of funds placed in one's trust or belonging to one's employer, to corner a market - to dominate a particular market, with a large % of market share, a cubicle - a small partitioned-off area of a room, often a workspace, a mentor - an experienced person in a company or educational institution who trains and counsels new employees or students, interest rates - the proportion of a loan that is charged as interest to the borrower, typically expressed as an annual percentage of the loan outstanding, 401k or IRA - types of retirement savings accounts for individual workers, a cut-throat environment - is very intense, aggressive, and merciless, incentives - a reward offered in order to increase the likelihood of a particular outcome, an economic bubble  - an economic cycle that is characterized by the rapid escalation of market value, particularly in the price of assets. This fast inflation is followed by a quick decrease in value, or a contraction, that is sometimes referred to as a "crash" or a "bubble burst,

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