utilities - electric, water, sewer, gas, trash service, surplus - the amount of money remaining after all expenses have been paid, gross income - income BEFORE deductions, discretionary income - money to spend AFTER taxes and AFTER necessities, flexible expenses - expenses that can be reduced or eliminated if necessary, asset - anything of value that is owned, net income - money received AFTER deductions, want - things you would like to have, fixed expense - expenses that remain the same each month, expense - money that you pay out for a want or a need, need - things you must have for survival, variable expenses - expenses that increase or decrease, income - money you receive from a job or as a gift, deficit - not enough money to cover expenses, disposable income - money to spend AFTER taxes, pay yourself first - setting aside money into savings or investing BEFORE paying bills,

Budget Vocab

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