The banking system in Germany is a ____ banking system. This means that financial institutions in Germany are ____ to conduct all types of banking activities. Universal banks in Germany can be divided into three main ____: commercial banks, public- sector banks belonging to the savings bank sector, and cooperative banks. This division is commonly known in Germany as the three ____ structure, a term which expresses the strict separation of these groups. The Savings Banks Finance Group is one of the ____ banking groups in the world. The decentralised structure of the Group is one of its main ____. It means that the Savings Banks and their associated partners within the Savings Banks Finance Group are ____ all over Germany where they are required by customers in their ____ area. Expertise and ………………. are two of the key factors in their success For the major banks, as with all private-sector commercial banks, profit is the main target. In contrast, maximizing ____ is not the highest ____ for public-sector banks and cooperative banks. Savings banks are independent commercial enterprises ____ by municipal governments with the task or public ____, of providing all elements of society and the economy, particularly the ____, and the public sector, with appropriate and sufficient ____ services. Savings banks are thus committed by their municipal ownership to ____ their local region. Profits that are not needed to further strengthen their capital bases are used for the benefit of society.

Skor Tablosu

Görsel stil

Seçenekler

Şablonu değiştir

Otomatik olarak kaydedilen geri yüklensin mi: ?