Pawnbrokers - A business that lends money against the value of an asset - which they hold until your repay, Insurance companies - Offer policies which compensate policyholders against personal injury, loss or damage to property, Credit unions - Not-for-profit cooperatives owned and run by their members, Building societies - A building society is a financial institution owned by its members as a mutual organization., Office of Fair Trading - Protects consumer interests in relation to all purchases, Financial Services Compensation Scheme - A central fund available to pay compensation if a financial service business is insolvent, Independent financial advisers - Qualified and regulated individual providing financial advice on investments and mortgagesfor a fee, The Money Advice Service - Government agency providing free and impartial advice, Debt counsellors - Specialist individuals who give financial advice to people struggling with debt, Citizens Advice - A charitable organisation providing personalised, free advice on financial and other matters,

Financial institutions and advice

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