expenses - My monthly expenses include rent, utilities, and groceries., transportation - We need better transportation in Chicago., healthcare - The government provides free healthcare to old people., utilities - We pay our utilities bill every month., entertainment - Video games are a favorite entertainment for many., groceries  - Every Saturday, we shop for groceries., gas - The price of gas went up this week., income  - The new job offers a higher income., making a budget - Making a budget can prevent spending too much money., save money - I want to save money for a vacation., cut back - She decided to cut back on her shopping., mortgage - They took out a mortgage to buy a house., loan - They are paying off their student loan.,

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