FINANCIAL SYSTEM, a broad network of financial units that interact with one another to mobilize financial resources through payment systems and facilities in the financial market (Beray et al. 2013, 195), SAVER, usually place their money in banks and other financial institutions, BORROWERS, banks lend them the money they demand for an additional cost (interest), FLOW OF FUNDS, a macroeconomic concept used to track and analyze the movement of money among individuals and industries

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