Advantage, Benefit, Disadvantage, Drawback, Can't afford, don't have the funds to buy something, Good Credit history/rating, You pay bills on time; pay off credit card, Spending is out of control, You end up buying things you don't need, Charged interest, Pay extra because you didn't pay the bill on time, monthly installment, Pay part of the amount every month, debt, money you owe, punctual, on time, apply for mortgage, Take a loan from the bank to buy a house

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