Consumer, Person who buys good or services , Gross income, Total income before deductions, Net income, Pay after tax (take home pay), Compulsory deductions , PAYE, PRSI USC, Voluntary deductions, Health insurance, private pension , Budget, Plan for spending that estimates expenditure , MABS, Money Advice and Budgetary Service , PRSI, Pay related social income , PAYE, Pay as you earn , USC, Universal social charge , Credit, Money you borrow and interest paid on money borrowed, Saving, Money put aside for emergencies , Essential expenditure , Bills, food, travel to work, Discretionary / non essential expenditure , Branded clothes, foreign holiday .

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