People should save money and spend less in кризу., frugal, He decided to avoid risky investments., shun, Many people are careful about new financial apps., wary of, She started to get a lot of debt after losing her job., rack up, I don’t want to spend a lot of money on this phone., shell out on, It took him years to finish paying his debt., pay off, Small businesses were badly affected by the кризу., hard-hit, He got a second job to earn extra money., side hustle, You should only spend money from what you have left after bills., disposable, In difficult situations, people sometimes start using extreme solutions., resort

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