You miss an important train because you woke up late., You are offered a very well-paid job in another country., You forget a close friend’s birthday., You fail an important exam or test., You suddenly win a large amount of money., You move to a new city where you don’t know anyone., You lose your phone with all your contacts and photos., You argue with a colleague at work., You don’t prepare enough for an important presentation., You have the chance to go back to university., You book a holiday without checking the weather forecast., You decide to change career in your 40s., You meet someone who could completely change your life., You spend too much money and can’t pay your bills., You didn’t take an opportunity that now seems important.

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