Rated Driver, Alex holds a valid driver’s license and lives in the household — drives the insured vehicle regularly., Brenda has a learner’s permit and uses the covered vehicle to practice driving with supervision., Carlos is 17 years old, lives at home, and rides in the insured vehicle daily., Dana doesn’t live at home but drives the insured vehicle weekly for errands, Excluded Driver, Ethan lives in the household but has a poor driving record and is excluded from coverage., Fiona’s spouse is excluded on the policy despite having a license., George has a recent DUI and is excluded per the signed exclusion form., Holly was added as a driver but then excluded after underwriting review., Nondriver, Ivy lives at home, has no driver’s license, and never operates the insured car., Alex's gran is on the policy, she cannot drive due to health reasons., A person who gave up their license due to old age, An excluded driver in a state that does not allow a driver to be excluded from the policy., Listed Driver, Mason, age 15 and lives at home, is listed on the policy but has no license., Peyton is age 14 and noted on the policy as a listed household member., Named Non‑Owner, Quinn rent cars often but do not own a personal vehicle., Rae needs liability coverage when they borrow friends’ cars., Other Insurance, Xavier lives in the home but owns his own car with active insurance — he does not drive the policy vehicle., Yara has her own liability policy for her personal car and doesn’t operate the insured vehicle..

Driver Eligibility

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