It’s too expensive, I already have insurance, I don’t need it, I want to think about it, ✨ I need to talk to my spouse, I’m not ready to make a decision right now, I’m covered through my employer, I’ve never heard of your company, I’m too busy right now, I think I can get a better deal elsewhere, I want to do some shopping around, I’m already working with another agent, I’m too young/healthy to need life insurance, I’ve heard insurance companies deny claims, The policy is so complicated, I want to do more research, I’m worried about premium increases in the future.

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