Positives, Fast and cheap to send money to other countries., You control your money – no bank needed., Helps people without banks get money services., Can make a lot of money if price goes up., Works 24/7, everywhere in the world., New ideas like stablecoins are growing., Negatives, Prices change a lot – you can lose money fast, Uses lots of electricity (bad for environment), Hackers or scams can steal your crypto., No protection if something goes wrong., Governments may make new strict rules- this could change everything., No real-life value like gold or a company..

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