Do you think it is important to invest money, or is it better just to save it? Why?, What are the advantages of having a savings account instead of keeping cash at home?, How does the interest rate influence your decision to save or borrow money?, How often do people usually transfer money nowadays? Is it easier than before?, When was the last time you had to withdraw cash? Do you still use cash often?, How safe do you think using an ATM is? What precautions should people take?, What is a good return on an investment in your opinion? Is it always worth the risk?, Would you prefer to put your money in a fixed deposit or invest it in something else? Why?, Have you ever had to pay a penalty for something financial (e.g. late payment)? What happened?, Do you think investing in stocks and shares is too risky for beginners?, What are the advantages of investing in bonds compared to stocks?, What do you usually do with your spare change? Save it or spend it?, Is it difficult for young people to save for a down payment on a house in your country?, Would you ever take out a mortgage? What factors would you consider first?, When do people usually need to exchange currency? Have you ever done it?.

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