Bank statement, A paper or online report that shows your money in and out., Mobile banking, Using your phone to check or manage your bank account., Unlimited transactions, You can use your account many times with no limit., Overdraft protection, The bank helps you if you don’t have enough money. You pay it back later., Joint account, A bank account for two or more people., Minimum balance, The smallest amount of money you must keep in your account., Transaction limit, The maximum number or amount of transactions you can make., Account holder, The person who owns the bank account., Chequing account, An account for everyday use (pay bills, withdraw money)., Savings account, An account to save money and earn a little interest., Account balance, The amount of money you have in your account now., Reward points, Points you earn when you spend money (can use for gifts or travel)., NSF charge (Non-Sufficient Funds), A fee you pay if you don’t have enough money for a payment., Fee waiver, The bank does not charge a fee., Direct deposit, Money goes directly into your bank account (for example, salary)., Banking app, An app on your phone to use your bank account..
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Basic Banking Words
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