annual, every year, as a result, because of this, borrow, take and return later, credit card, card to pay later, credit history, record of past payments, deposit, money put in a bank, especially, more than others, establish, start and build, get off, leave or exit, in full, all paid, in order to, to do something, lay off, end someone’s job, pay off, finish paying, prove, show it is true, put off, do later, reasonable, fair and sensible, refuse, say no, repay, pay back, risk, chance of loss or harm, take off, leave or remove, though, but; even if, trust, believe in honesty

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