Do you have a bank account? What do you usually use it for?, Do you currently have savings? What are you saving for?, What are your biggest must-have expenses each month?, Have you ever had to borrow money from someone? What happened?, Would you ever lend money to a friend? Why / why not?, What is the main way you earn money?, Do you spend a lot on rent / mortgage / bills?, How do you keep track of your spending?, Are you good at keeping track of your budget?, Have you ever had to live on a shoestring budget?, Do you usually live within your income?, What things do you feel you can’t afford right now?, Would you ever take out a loan? For what purpose?, Have you ever had to apply for a loan?, Do you think you’d be comfortable paying back a loan for many years?.

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