If I borrow money from a friend, ..., If I get into debt, ..., If someone asks me to lend them money, ..., If I don't pay my bills on time, ..., If I pay by card, ..., If the shop offers a refund, ..., If I lose the receipt, ..., If there is a long queue at the checkout, ..., If I pay in cash, ..., If a company makes me a good offer, ..., If I find a great deal, ..., If I earn more money next year, ..., If I waste money on things I don't need, ..., If something costs too much, ..., If I save money every month, ..., If my friend doesn't return the money I lent them, ..., If I see a really good deal online, ..., If I don't have enough money to pay, ..., If a product is broken, I ..., If I earn a high salary in the future, ..., If I always keep my receipts, ..., If I buy everything in cash, ..., If I stop wasting money, ..., If a shop refuses to give me a refund, ..., If I save money for a year, ..., If someone wants to borrow money from me, ..., If I find an expensive item at a low cost, ..., If I don't check the receipt, ..., If I get a special offer from my bank, ..., If I avoid getting into debt, ...
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