1. Budget — Max and I never plan our money together. We just spend money and hope it's enough., 2. Rent — Our rent is going up by $200 next month. I'm not happy about this., 3. Utilities — Our electricity bill was $40 higher this month. I don't know why., 4. Home internet — Our internet bill went up from $60 to $85 a month. We didn't ask for this., 5. Insurance — Our car insurance is $150 more than last year. I don't understand why., 6. Gas — Max drives to work every day. Gas prices went up again. He spent $90 on gas this week., 7. Track expenses — I don't know how much we spent last month. We don't write anything down., 8. Groceries — We spent $520 extra on groceries last month. I don't know why., 9. Tax — A jacket was $80 on the price tag, but I paid $90 at the register. I forgot about tax., 10. Cell phone plan — My cell phone plan is $80 a month. I don't use it very much., 11. Emergency fund — We had a car problem last week. We paid $300 to fix it. Now we have very little money left., 12. Subscriptions — We have three subscriptions: Netflix, Spotify, and a gym membership. Max never uses the gym.

Zhanna_problems

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