Nimble, quick and exact either in movement or thoughts, Fiscal year, a period of twelve months (not always January to December) for which a business, government, etc. plans its management of money, Severance, money paid by an employer to an employee whose job the employer has had to bring to an end, Adjustment, a small change, Allude to, to mention someone or something in a brief or indirect way, Be behind the curve, to change to a new idea or way of doing something later than most others, or to react to something after it has already happened, Emerge as, to become known, Hefty, large in amount, size, force, etc., Sustained, continuing for a long time, Incur, to experience something, usually something unpleasant, as a result of actions you have taken

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