A plan for how you will spend and save your money, Budget, Money that comes into your account like wages, Income, The total amount of money going out, Expenditure, Things you need to pay for to live, Essential, Things you choose to spend money on, Non essential, Money you put aside to use in the future, Savings, A regular payment that stays the same each month, Fixed cost, A payment that can change each month, Variable cost, Regular payments for services you use, Bills, Money you owe to someone that has to be paid back, Debt, Money you have left after paying everything else, Disposable income, Spending more money than you have in your bank account, Overdraft
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Budgeting
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