Imagine you're planning to buy something expensive, such as a car, furniture or a laptop. How would you pay for it? What should people consider before making this decision?, Imagine you are strapped for cash for the next three months. What would you have to change about your spending habits? What can help you avoid being broke?, Many people prefer paying by card instead of using cash. Do you? What would you do if your bank suddenly declined a payment while you were shopping?, Some people say that everyone must pay taxes, while others try to evade taxes. Why do you think some people do this? What consequences might people face if they break the law?, Your friend wants to buy an expensive smartphone but doesn't have enough money. They are thinking about taking out a loan, or waiting until they have saved enough. What advice would you give them, and what might happen if they make the wrong decision?, Some people become well-off, while others always seem to be strapped for cash. In your opinion, what habits can help people become financially secure?, Imagine that your monthly living costs suddenly skyrocket. What would you have to do first? What expenses could you reduce, where would you have to tighten your belt, and what should you never cut back on?, Imagine that one of your friends has suddenly started rolling in money after getting a very well-paid job. What financial advice would you give them? What should they do with their money, what shouldn't they do, and how can they avoid squandering money while still enjoying life?

BE B2 _ Progress Test 4 - Speaking

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