Would you rather owe $10,000 to a very angry bank or owe 100 hours of free work to your worst customer?, Would you rather have to pay back a $100,000 loan tomorrow (current liability) or pay back $200,000 in 15 years (long-term liability)?, Would you rather run a clean tech company with zero eco-debts but small profit, or an oil factory with huge profits but a duty to spend $1 million on nature cleanup in 20 years?, Would you rather pay all your suppliers immediately and get a 5% discount, or pay them 3 months late but keep the cash in your pocket for emergencies?, Would you rather take a bank loan with a low interest rate but very strict rules about your debts, or a loan with a high interest rate but total freedom?, Would you rather show lower profit today to save money for future problems (provisions), or show high profit today to make investors happy but risk having no money later?, Would you rather have a balance sheet with zero liabilities but a terrible reputation, or have big debts but be the most loved brand in the world?, Would you rather get paid $5,000 before you start a difficult 6-month project (deferred revenue) or get paid $6,000 only after you finish it?, Would you rather hire 5 regular employees (and deal with payroll taxes, health insurance, and pension liabilities) or hire 5 freelancers (no payroll liabilities at all, but they charge double the price)?, Would you rather let your workers save up their vacation days for 3 years (creating a huge Accrued Vacation Liability on your balance sheet) or force them to use all their days every year even if they don't want to?, Would you rather have a steady and predictable payroll liability every month or have a very low monthly payroll but a massive, stressful bonus liability at the end of the year?

Would you rather..?

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