T:Do you have any identification with you?, Yes, I have my passport and my driver's licence. Is that enough?, T: It can allow you to withdraw or spend more money than you have available in your account, up to an approved limit. Interest or other charges may apply., That sounds interesting. Could you explain overdraft protection?, T: How much would you like to deposit today?, I have $500 in cash, as well as a payroll cheque for $800., T:You'll also need to choose a personal identification number, or PIN, for your debit card., Is my PIN the same as my online banking password?

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