Who are PayPal’s new banking products designed for, and what services do they offer?, It considers the social and environmental impact of its investments and loans.They are designed for the unbanked and offer services such as debit cards, direct deposits and mobile cheque deposits., How does PayPal keep its banking services accessible to people without bank accounts?, It works with partner banks and offers low fees, with no monthly charges or minimum balance requirements., How is PayPal different from other digital banking services targeting younger consumers?, While many digital services target millennials who prefer managing money through apps, PayPal focuses on the unbanked in general, regardless of age., What is ethical banking?, Ethical banking considers the social and environmental impact of its investments and loans, not just profit., Which companies do ethical banks avoid investing in, and why?, They avoid companies involved in the arms trade, child labour, environmental damage or poor working conditions because these activities conflict with their ethical principles., What kinds of projects do ethical banks support?, They support projects that benefit society and the environment, such as fair trade, organic farming, renewable energy and social enterprises., Who are the unbanked, and where do most of them live?, They are adults without a bank account. Most live in developing countries., How can mobile banking help unbanked people?, It can reduce travel and waiting times, lower costs and help people save money., How could digital payments benefit governments and help unbanked people?, Paying pensions and benefits into mobile accounts could give more people access to financial services. It could also reduce corruption and improve efficiency.

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