10:00 - It's ten o'clock, 4:45 - It's four forty-five, 5:50 - It's ten to six., 12:00 pm - It's noon., 1:45 - It's a quarter to two., 9:30 - It's nine-thirty., 7:15 - It's seven-fifteen / It's a quarter after seven., 12:00 - It's midnight., 11:00 - It's 11 pm., 3:05 - It's three-oh-five.,

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