APS - Attending Physician Statement, EE - Employee Statement, ER - Employer Statement, AP - Attending Physician, BCD - Benefit Commencement Date, TD - Totally Disabled or Total Disability, EDOC - Effective Date of Coverage, EOI - Evidence of Insurability, Dx - Diagnosis, EP - Elimination Period, PT - Part Time, FT - Full Time, Hx - History Of, LOV - Last office visit, NOV - Next office visit, M&N or M/N - Mental and Nervous, Occ - Occupation, OVP - Overpayment, PCP - Primary care physician, F/U or FU - Follow up, TPA - Third Party Administrator, Tx - Treatment, NVD - Normal Vaginal Delivery, OOW - Out of work, TAT - Turn around time, MVA - Motor Vehicle Accident, SDI - State Disability Insurance, SIT - State Income Tax, FIT - Federal Income Tax, STAT - Statutory Disability,

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