1) I _____ my wallet when I was on holiday last year. a) lost b) ’ve been losing c) 've lost 2) He _____ a lot of money when his grandfather died. a) ’s inherited b) been inheriting c) inherited 3) She _____ had a bank account for five years now. a) had b) has c) have 4) I’ve been playing football _____ I was six years old. a) when b) since c) for 5) Have you _____ been to South America? a) ever b) yet c) before 6) Have you _____? There’s blue paint in your hair! a) been painting b) painting c) painted 7) It’s 11.00 a.m. and I _____ half an hour of work this morning! a) did b) ’ve been doing c) ’ve done 8) A Can I speak to Peter, please? B Sorry, he’s _____ gone out. a) just b) ever c) yet 9) You look tired. What _____? a) you have been doing b) have you doing c) have you been doing 10) How long have they _____ going out together? a) been b) already c) be 11) Paula _____ a lot of money when she was a student. a) borrowed b) has borrowed c) has been borrowing 12) How much money _____ you earn last month? a) did b) have c) do 13) My parents have just finished paying the _____ on their house. a) bill b) salary c) mortgage 14) I want to _____ some money, so I’m looking for a high interest account. a) invest b) raise c) earn 15) Here’s the money you _____ me last week – thank you. a) lent b) borrowed c) owed 16) This ring isn’t _____ a lot of money, but I love it! a) cost b) afford c) worth 17) I bought this book yesterday. It _____ £20. a) spent b) cost c) charged 18) We can’t _____ to send our four children to private school. a) charge b) afford c) earn 19) We managed to get a _____ to buy a new car. a) loan b) mortgage c) cheque 20) I want to take £10 _____ of this cash machine, but it only has £20 notes. a) off b) by c) out 21) My brother borrowed £10 _____ me last month. a) from b) by c) to 22) It isn’t a good idea to get _____ debt. a) for b) into c) on 23) The hotel charged me €25 _____ a two-minute phone call! a) for b) of c) from 24) Tick the synonym of the adjectives. very dirty a) furious b) filthy c) hilarious 25) very angry a) positive b) starving c) furious 26) very pleased a) delighted b) amazed c) fascinating 27) very hungry a) terrified b) starving c) boiling 28) very funny a) positive b) hilarious c) delighted 29) very cold a) boiling b) amazed c) freezing

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