Reservation, A deed provision whereby the grantor retains certain right of use, such as an easement, in the property that is being conveyed., Sheriff’s Deed, A deed which conveys title to property sold to satisfy either a mortgage lien, judgment lien, or tax lien., Special Warranty Deed, A deed in which the grantor fully warrants good title to the property through the expressed or implied covenants of seizin, covenant against encumbrances, covenant of quiet enjoyment, and the covenant of further assurances. However, the covenants apply only to defects occurring during the grantor’s period of ownership. Also called a Limited Warranty Deed., Tacking, The process of combining successive periods of continuous occupation of real property by different adverse possessors in order to establish the required statutory period of continuous possession. Usually limited to blood relatives., Tax Deed, • A deed used to convey title to property sold by the government for nonpayment of taxes., Testate, To die leaving a valid will, Testator, A person who executes a will., Title, The evidence of ownership of real property., Title Insurance, Insurance which protects either an owner or mortgagee (lender) against losses arising from title defects except whose specifically excluded in the policy., Torrens System, A system of title registration which lists all ownerships and encumbrances in a court. Title search is made easier since no claim is effective until recorded in this system., Tract Index, A public recording system which assigns a map reference number to each parcel of land in the county. By locating a parcel on the map, the reference number will guide a title examiner to a page which lists the book and page numbers of all recorded documents relating to that particular parcel., Trust Deed, A security instrument used in many states to secure a real estate loan. It's an alternative to the more commonly known mortgage., Voluntary Alienation, A transfer of title to real property initiated by the owner., Warranty Deed, A deed which guarantees good title through the expressed or implied covenant of seizin, covenant against encumbrances, covenant of quiet enjoyment, covenant of warranty forever, and the covenant of further assurances. Depending on the extent of the grantor’s liability, the deed may be either general or special.

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