Risk comes from not knowing what you are doing, , The ancient Greek word “rizikon” literally meant a rock and was used to indicate danger by ancient navigators, , In modern use, the word “risk” came from the French language, in which “risqué” means danger, , Risk appetite is the amount of risk an organization is willing to accept to achieve its objectives, , Perspictive risks are risks that are expected to occur in the future, , The basic risk is associated with changes in the exchange value of currencies, , The maximum potential loss is the total amount of debt not repaid by the client., , The purpose of the Basel committee is to develop common standards for the banking system that minimize risks and increase the stability of banks, , Indicators that determine the creditworthiness of enterprises can be divided into the following 2 groups, , A credit institution should study the credit history of its consumers as a whole, .

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