1) A trustee is calling on their policy. What would you do? a) Help them with their request, because they are a trustee. b) Advise them to call the broker to be added on and receive the information they are requesting. c) Advise them that you can not release information. d) Leave a note that they are a trustee for future authorization. 2) If debris removal is not selected on a DWF, what amount is available to cover debris removal? a) 10% of coverage A b) Any amount of the Limit of Liability shown in the Declarations under Coverage A,B, or C for reasonable expenses you incur for the removal of debris damaged by a loss we cover. c) Debris removal is not covered when it is not selected. d) 5% of coverage A 3) A broker is attempting to insure an owner occupied $6,000,000 house, how can this house be insured for its full value? a) DWF limit is $3,000,000 b) They can apply for a COM policy to cover the full value of the house. c) The house can be insured on a DWF policy and the broker can shop for excess coverage outside of CFP. d) Refer the broker to underwriting. 4) A broker is requesting dwelling replacement cost coverage on a dwelling with a replacement cost of $3,500,000. The system is not allowing them to add the coverage, what should we do? a) Attempt to process the endorsement for them. b) Have them email Underwriting with their request, due to the system not allowing it. c) Check that ordinance and law coverage is 10% and inflation guard is selected as this would prevent them from adding the coverage. d) Explain that replacement cost is not available due to the dwelling exceeding our coverage limit. 5) How can a broker add a new broker to have access to the broke portal? a) Email their request to cfpbrokers@cfpnet.com . b) Email opsreferral@cfpnet.com with their license information and request. c) They can process the request in DMS under requests. d) The broker office uses the same login for 6) A check is mailed to CFP and received after the expiration date of the quote. What will happen with the check? a) It will be mailed back to the sender. b) It will be deposited and refunded following standard refund procedures. c) CFP will deposit it and wait for the broker or named insured to call and advise next steps. d) It can be held and applied to a new quote. 7) If a CEA application is submitted, can another application be submitted if the broker wants to make changes to the application? a) No, only one application for CEA can be done. b) Yes, the broker can submit a new application. c) A supe can delete the application to allow for a new one. d) The broker can make changes to the current application. 8) Today is 11/13/2025. Based on the screen shot when would the policy likely cancel if the payment on 12/8/25 is not made? *This is an installment payment and not a renewal. a) 12/8/2025 b) 01/08/2026 c) 12/23/2025 d) 12/18/2025 9) What would make another structure not able to be insured on the same DWF policy? a) If it can be lived in permanently b) It is not attached to the main structure. c) Used for business purposes such as a garage used for a yoga studio d) The house is split into a duplex and the owner lives in one. 10) I can exclude coverage for my detached garage that would cause a surcharge on my policy. a) True b) False 11) An HOA can be listed as an additional interest to the policy? a) True b) False 12) How could the property management company be listed on a policy? a) They can be added as additional interest. b) A specific person from the property management company can be listed using the billing designee form, to be alerted if the policy is not paid. c) They can be added as a secondary insured to receive copies of billing and policy documents. d) They will be endorsed as the named insured on the policy. 13) What are acceptable types of proof to backdate cancellation? a) Declaration page from another carrier. b) Proof of Sale. c) Proof of a total loss. d) An email requesting the backdate. 14) Which name changes require referral to Underwriting? a) LLC to LLC b) LLC to an individual c) LLC to Corporation d) NI to LLC 15) Which payment plans are available for BOP policies? a) Triannual b) Annual c) Quarterly d) Monthly 16) CEA and DWF policy coverage A limit must match. a) True b) False 17) What is the Temporary Supplemental Fee for CHV policies? a) Charged at inception and renewal. b) Is a flat fee charged to all CHV policies. c) Will not be charged at renewal. d) A percentage based fee based on the wildfire territory. 18) What other structures can be covered on commercial farm policies? a) Chutes and feed racks b) Silos c) Cattle d) Bulk tanks and bins 19) What is needed to add the Fire Risk Reduction Community listed by the Board of Forestry pursuant to Public Resources Code section 4290.1 a) Answer the question yes in the application and underwriting will verify it. b) Provide proof of the community. c) Submit proof from the Board of Forestry. d) The inspection will provide the necessary proof. 20) Why would this type of inspection be ordered? a) To verify the wildfire rating of the policy. b) To review if a WF surcharge is needed. c) To verify the WFH discounts. d) To approve the quote. 21) Which of the following are approved occupancy for a DWF policy a) 1-4 unit tenant occupied. b) 1-4 unit owner occupied owned by an LLC. c) 1-4 unit owned by an LLC. d) 1-4 unit short term rental. 22) Today is 12/22/25, the policy renewal date was 12/20/25, the online portal is still accepting a payment, what will happen if the policy holder makes a payment? a) Since the online system is allowing it, the policy will not cancel if they make a payment online. b) The policy will still be canceled since the renewal date was 2 days prior. c) We will need to have them make a payment and then we can email accounting to ensure it does not cancel.

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