We need to claim the cost of a new roof after the storm last night - damage, My car was stolen from outside my house! - theft, I hurt my leg at work and claimed for medical expenses - injury, Two offices were burnt down and the factory was damaged. - fire, Sorry, I dropped your computer – I didn’t mean to. - accident, One minute I had my bag and then after I went to the bar it wasn’t here. - loss, This person said the injury cost him $40,000 but we discovered he didn’t have an injury. - fraud,

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