Variance - Difference, Budgeted - Forecasted, Revenues/turnover - Income, Expenses - Costs, Gross - without deduction of tax or other contributions; total, Net - what remains from the whole after certain deductions are made, CapEx (Capital expenditure) - funds used by a company to acquire, upgrade, and maintain physical assets such as property, plants, buildings, technology, or equipment, OpEx (Operating expenditure - ongoing cost for running a product, business, or system, Decline - a drop in value over the course of time, Offset - counteract (something) by having an equal and opposite force or effect, Blue collar - relating to manual work or workers, particularly in industry, White Collar - relating to the work done or the people who work in an office or other professional environment,

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