Insurance - is a way of protecting yourself from the costs that may arise from damage to your property or your health. It is a way of transferring risk, Premium - The fee paid for insurance, Proposal form - The application form filled in when applying for insurance, Insurance policy - The written contract detailing the items that are insured., Comprehensive motor insurance - Covers for loss, theft or damage to your vehicle. It also covers damage to another vehicle., Third party car insurance - It covers you for damage to another person's vehicle or property but mot damage to your own car., Third party, fire and theft car insurance - Covers the risk of your car being destroyed by fire or being stolen., Utmost good faith - When filling in the proposal form all questions must be answered truthfully and honestly revealing all material facts., Insurable interest - You can insure an item that you benefit from its existence and you would suffer from its loss, Contribution - When you claim for compensation and you are insured with two companies the compensation is divided between the two companies, Indemnity - You cannot make a profit from an insurance claim, Subrogation - Once the insurance company has paid compensation for the insured item the legal ownership passes to the insurance company., Motor insurance - This type of insurance is compulsory by law., House insurance - This type of insurance covers the home against the risk of fire and damage., Mortgage protection insurance - Covers your mortgage repayments if you cannot work., Health insurance - Covers your hospital visits to a consultant or operations., Whole life insurance - Covers you for the whole of your life until you die., Term life insurance - Covers you for the whole of your life until you die., Travel insurance - Covers your belongings against loss or theft, additional costs if your flights are cancelled and medical treatment abroad., Insurance broker - Prices a number of different insurance companies to get the cheapest type of insurance for you.,
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Insurance
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