Direct Costs - this is paid straight to the college, it includes fees, housing, and meal plan, Tution - this is the amount you owe to attend the college/class, Fees - these are costs that they charge you for certain services that the college might have done, Housing - this is what the college charges you to live on campus, Meal Plans - this is what the college charges you to eat on their campus, Institutional Health Insurance  - this is required by SOME colleges, not all, costs several thousands of dollars., Indirect Expenses - these are cost NOT directly paid to the college, such as textbooks, transportation, or other personal expenses. ,

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