Debt - A sum of money that is owned or due, Credit Rating - An estimate pf the ability of a person or organisation to full fill there financial commitments, Bankrupt - declare in law as unable to pat their debts, Solvent - having assets in excess of liabilities , Interest Rating - The proportion of a loan this is charges as interest to the borrower, Life Stages - The stages we go through as we learn and grow from infants to adult, Store card - A credit card that can be used only in one store or chain of stores, standing order - Instruction to a bank by an account holder to make regular fixed payments to a regular person or organisations, expenditure - The action of spending funds, debit card - A payment card that deducts money directly from your checkings account, credit card - A card that allows the card holder to borrow funds of the bank, overdraft - Lets you borrow money from your current account by taking out more money that you have in the account, bacs - Banker automated clearing system, direct debit - An arrangment made with the bank that allows a third party to transfer money from a person account on agreed date, current account - an account at a bank or ot a bulding society from witch money may be withdrawn without notice, personal loan - moeny you borow from a bank ot other financial institutions with a set repayment period and consistent monthly payments, hire purchase - A credit agreement, mortgage - A legal agreement by which a bank or building society lends money at interest in exchange, payday loan - A relitivly small amount of money lent at a high rate of inrest on the agreement that it will be repaid when the borrower receives their next wages,

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