When I was first married, we really had ____ money. After we bought our house every cent we ____ went into fixing it. One year the roof needed to ____ and the furnace ____. So we went to the bank to get a ____. My annual ____ was the only ____ we had, since my husband was at law school. At that time ____ were above 12 per cent. (It was the 1990s). Since I already had a ____ with the bank they knew my financial ____ well. Because I didn't have great ____ they only ____ me a loan at 20 per cent. What a ____! That meant that the loan would increase by 20 per cent every year I didn't get the whole thing ____. I asked about an ____ loan, but they said this was the installment loan ! Was I going to ____ the line, ____, and just pay that much?

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