Do you use your credit card a lot for everyday purchases? , The balance in their savings account is less than $5,000. , Are you afraid of getting into debt? , They can get financing to pay for the new car. , What is the interest rate?, The interest rate is very low, and they can take 5 years to pay it off. , They aren't worried about paying for things on credit. , When you pay off your credit card every month, you don't pay any interest. , It is common to pay for higher education with a student loan. , I prefer using my debit card, rather than using a credit card. ,

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